As a young father, helping plan to protect your young family is a very important responsibility. As you look at the future of your growing family, it is crucial to consider the potential for financial uncertainty. Ask yourself the question “How will my family survive financially without me working and helping provide?” Your parental instinct should be acknowledged to protect your loved ones — and that is natural. One simple approach is to mitigate the fear by investing in a strategy to guarantee financial certainty if you were to pass away.
A basic term life insurance policy is one of the best most affordable ways. You can purchase a policy for a minimal monthly cost to insure your family receives a tax-free payment in a lump sum amount. The easiest way to determine what benefit amount is best will be to find what you can afford monthly and what your current debt and future financial responsibility might be. Personally, I think to be sure to have enough of a benefit to paying off current mortgage debt, personal debt, and pay for each child’s future education. The best part is the younger and healthier you are the cheaper the cost will be. Don’t overthink it and don’t delay because this is more important than a Netflix, amazon prime, or an entertainment monthly subscription. Find a way to protect your family!! Quote all available options now at WMAG’s individualized free quote and apply tool — Click Here!
Why is it best for young fathers to purchase Term Life Insurance?
- A term life insurance policy provides your family with a lump sum cash payout, known as the death benefit. Beneficiary receives a tax free pay out, which can also help cover end-of-life expenses and funeral expenses.
- Affordable with low monthly premiums and death benefit amounts of $500,000, $1,000,000 and more to ensure your family has money to continue living their current financial lifestyle. Click here to see custom amounts from all available carriers in minutes.
- Young Buyers Advantage – If you purchase term life insurance at a young age, you can take advantage of various benefits. Medical insurability, lock rates for a younger age and have the ability to convert the policy to a permanent coverage in the future.
- Go to sleep every night knowing if something unexpected was to happen your family will be protected and will be able to provide themselves the life you want to give them.
- Skip the medical exam and still guarantee quality coverage.
- Tobacco or recreational marijuana use, no problem we can help find a carrier to insure you.
In closing purchasing term life insurance as a young father will be one of the best investments possible to protect your family. If you want to shop all available carriers and find the best priced plan Click the following link – Quote and apply for life insurance when its convenient for you. WMAG is always there to help answer questions through the process if needed. Don’t wait just quote and apply and make the steps to finally getting it done.
Contact WMAG for questions
973-500-4034
service@wmagllc.com
Thomas M. Brzezinski is one of the founding partners of WMAG William & Michael Advisor Group LLC and Jersey Insurance Solutions. He has been involved in the insurance industry for over ten years and specializes in developing client relationships that last a lifetime.
